Apply for Auto Financing

Ready to get behind the wheel of a new Kia? Whether you're planning to lease or finance, our online application makes it easy to start the process from the comfort of your home.

With our finance application, you just fill out a few details, and our finance team here at LaFontaine Kia Ypsilanti will handle the rest. We’re here to help you find a financing plan that fits your budget so you can drive off with confidence, so see how you can get started right online!

How to Apply for Financing

Getting started with Kia financing is simple. This application allows you to get started on securing the loan you need for your new Kia at any time and any place. Doing so can also help you understand your financial options upfront, so you can shop with confidence. Follow these steps to complete your finance application:

Fill Out the Online Application: Provide basic information about yourself and your financial situation.
Submit Required Documents: Be prepared to provide proof of income, employment details, and credit history.
Get Pre-Approved: Once submitted, our finance team will review your application and provide pre-approval options.
Finalize Your Financing Plan: Choose a loan or lease that fits your needs and complete the paperwork.

Our team is here to guide you through every step of the financing process, so after you fill out this application, you can visit us to take the next steps and finalize your deal. We always provide transparency throughout the process whether you are reviewing loan terms or estimating payments and interest rates before making a decision.

Why Finance Through Our Dealership?

When you finance your Kia through our dealership, you’ll feel confident in the payment plan you drive off with. We work with various lenders and have a great working relationship with them. This allows us to figure out what exact offer is best for you based on the budget you have set and the financial goals you have.

We also offer various financing incentives, including our Kia lease deals as well as different specials that you can check out right online. We work with you to create a payment plan you’ll feel most comfortable with.

Whether you have a certain amount saved for the down payment or are wondering how to trade in your car trade-in your car, we can work out the exact terms of your offer to reflect what you personally prefer. By explaining your options and guiding you through each step, we make sure you have the power to make well-informed decisions when buying or leasing your new vehicle.

Lease vs. Finance: Which Option is Right for You?

Choosing between leasing and financing depends on your personal preferences and driving habits. Leasing offers potentially lower monthly payments and shorter terms, allowing you to enjoy a new Kia every few years. However, you'll need to return the vehicle at the end of the lease, and there may be mileage restrictions.

On the other hand, financing lets you take full ownership of your vehicle. Once the loan is paid off, you're free from monthly payments, and you have the flexibility to keep the car as long as you want. You also won’t face any mileage limits, giving you more freedom on the road. If you're still wondering which option is best for you, our finance experts are here to guide you through the decision.

Start Your Kia Financing Application Today

Applying for Kia financing is quick and secure. Complete our online finance application now, and our LaFontaine Kia Ypsilanti team will reach out with your financing options. If you have any questions, feel free to contact our finance department—we're here to help you every step of the way.